Bringing home a new Kitten or Cat can be one of the most exciting feelings there is. It can benefit every member of the family. Make sure you give your new kitten the best start in life possible with our variety of Cat Insurance Policies.
Why is Cat Insurance necessary?
Typically, younger cats are more at risk during the important first few months, while they learn about their new surroundings. Due to a cats intrusive nature, most will agree that it can lead to the occasional bump and scrape, leading to the cost of veterinary treatment to get them back to their usual self. These unexpected bills can be nasty on the bank, which no one wants.
Our Cat Insurance policies cover every situation, guaranteeing your peace of mind and allowing you to watch and play with your new ‘four legged friend’ without a worry. With veterinary costs being high (and getting higher each year), insuring your cat is essential. It gives you the peace of mind of knowing that, if your cat falls ill, is injured or hurt, the costs of treatment will be covered.
Lifetime or annual cover? An early decision to make is whether to opt for annual or lifetime cover.
An annual policy lasts for 12 months, meaning your cat is protected for a year, and you will be reimbursed for any vet’s costs you have during that time.
But what if your cat develops a condition after those 12 months? It might not be possible to renew your annual policy or start a new one, if your cat is undergoing treatment.
For this reason, we also offer lifetime policies, meaning there is no time limit on the duration of the claim, so your cat will be covered for as long as is needed. The benefits of having cat insurance are never ending. PetInsurance.co.uk have you covered.
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Accident only. Will cover your pet in the event of an accident, but won’t cover long-term illness. There may also be limits on the amount of time and money allowed for treatment.
Time Limited. Covers illnesses as well as accidents, but for a limited amount of time only. These policies may also come with a maximum pay-out.
Maximum Benefit. Covers illnesses and accidents up to a maximum amount per condition, but there’s no time limit on how long you can claim for. This can be useful if your pet experiences a chronic or persistent illness.
Lifetime. This is the most complete type of pet insurance available. It covers accidents, injuries or illnesses for the lifetime of your pet, subject to limits as advised in the policy. These policies can include extras such as dental cover and expenses for burial.
Unfortunately, there’s no NHS for animals. So if your pet gets ill, injured or has an accident, the vet bills will have to be paid out of your pocket. Pet insurance is designed to help cover these costs.
Policies can vary and can include optional extras. For instance, some insurance policies include cover should your pet go missing. This could be a one-off payment up to an agreed limit if your pet is not found, or it could cover any costs involved in advertising or a reward to help find your pet. Most policies can include third party liability, in the event your dog injures someone or causes an accident.
However, routine trips to the vet, such as for neutering and vaccinations, are unlikely to be covered by a pet insurance policy, nor will any pre-existing conditions if you switch to a different insurance provider.