Cat Insurance
Why Cat Insurance is Essential
As a cat-owner, you know how much joy and comfort your furry friend brings to your life. However, unexpected accidents and illnesses can happen at any time, which could potentially leave you with hefty veterinary bills. That's where cat insurance comes in - it provides you with the financial protection you need to give your cat the best care possible and much, much more.
With cat insurance, you can be rest assured that your cat is covered for a wide range of medical expenses, so that you can focus on what matters most - spending quality time with your loved one without worrying about the financial burden of unexpected vet bills.
Choosing Cat Insurance
When looking to insure your cat, you’ll be choosing from many different policies and providers. It’s important to read the documentation carefully, and consider factors such as:
- Coverage options and limits
- The policy excess
- Your premium and payment options
- The reputation and reviews of the insurer
You should think about the specifics of what you’d like to cover. Cat insurance typically covers the following medical expenses:
- Prescription medication
- Diagnostic tests and lab work
- Procedures and surgeries
- Missing or stolen cat
- Death by accident or illness
At PetInsurance.co.uk, we can help you find a great deal on your cat insurance. We compare them, so that you don't have to.
In the event of an accident or illness, the correct pet insurance will ensure you have the right level of cover for your four legged friend
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Types of cat insurance:
Accident-only
Protects your kitty in the event of an accident. This type of cover won't insure your cat for any long-term illnesses.
Time-limited
For illness as well as accidents, but only for a limited time or maximum claim amount, whichever hits first. When the policy renews, any conditions your cat had experienced during the previous policy term become pre-existing conditions and won't be covered going forward.
Lifetime
The most complete and popular type of cat insurance. There's cover for both injuries and illnesses for the lifetime of your cat - as always, terms and conditions apply.
Why get cat insurance?
Unfortunately, there's no NHS for cats. This means that if your four-legged friend becomes ill, gets injured, or has an accident, you're liable to pay all of the costs to get them better. Cat insurance is designed to give you financial help.
All policies are different, and all policies can include optional extras. For example - if your cat goes missing, some policies cover you for a pre-agreed payment if they are lost permanently. Other policies can help towards the costs involved in advertising or rewards. Most policies can also include third party liability, in the event that your cat injures another animal or another person, or causes an accident.
Bear in mind, routine trips to the vet (vaccinations, neutering, dental check-ups) are unlikely to be covered by a pet insurance policy. Pre-existing conditions are also unlikely to be covered if you switch to a different insurance provider.
