It is very common that most people nowadays have more than one pet, so it is sometimes worth taking out one policy to cover all your pets.
What are the benefits of Multi-Pet Insurance?
Surprisingly, multi-pet insurance can actually work out cheaper as discounts are usually available if you cover more than one animal on the same policy. Typically, you can tailor make a multi-pet insurance plan to fit the needs of your individual pets. Multi-pet insurance is very flexible and can be useful if you have animals of different breeds, ages or health needs. For example, the minimum age limit for cats and fogs is around 8 weeks, with the maximum being around 12 years old. It will be difficult to get cover for your pet if it has a pre-existing medical condition.
There are many benefits of Multi-Pet policies, including:
Multi-Pet insurance policies will put your mind at ease, knowing all your pets are covered under one policy. Like us, each animal has its individual needs and each pet is unique. Multi-pet insurance takes each pets needs into consideration, meaning you can relax in thought that all your furry friends are covered, happy and healthy. PetInsurance.co.uk will find you the best deal, meeting you and your pets needs. Let us find you the perfect deal and stop those unexpected bills.
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Accident only. Will cover your pet in the event of an accident, but won’t cover long-term illness. There may also be limits on the amount of time and money allowed for treatment.
Time Limited. Covers illnesses as well as accidents, but for a limited amount of time only. These policies may also come with a maximum pay-out.
Maximum Benefit. Covers illnesses and accidents up to a maximum amount per condition, but there’s no time limit on how long you can claim for. This can be useful if your pet experiences a chronic or persistent illness.
Lifetime. This is the most complete type of pet insurance available. It covers accidents, injuries or illnesses for the lifetime of your pet, subject to limits as advised in the policy. These policies can include extras such as dental cover and expenses for burial.
Unfortunately, there’s no NHS for animals. So if your pet gets ill, injured or has an accident, the vet bills will have to be paid out of your pocket. Pet insurance is designed to help cover these costs.
Policies can vary and can include optional extras. For instance, some insurance policies include cover should your pet go missing. This could be a one-off payment up to an agreed limit if your pet is not found, or it could cover any costs involved in advertising or a reward to help find your pet. Most policies can include third party liability, in the event your dog injures someone or causes an accident.
However, routine trips to the vet, such as for neutering and vaccinations, are unlikely to be covered by a pet insurance policy, nor will any pre-existing conditions if you switch to a different insurance provider.