Nobody likes unexpected bills. They can hit the bank hard and can really cause a problem. The average claim for Pet Insurance is around £720, but can easily continue into the thousands if your pet has an on-going condition. There are many risks when it comes to having a pet. Pedigree Dogs can be more open to:
Different breeds of dog are more exposed to specific problems, for example larger dogs are more likely to suffer from joint problems and the Labrador retriever is more vulnerable to eye problems. There are a wide variety of Dog Insurance policies, meaning that it is very important to get the right cover for your dog. Luckily, here at Pet Insurance.co.uk, we have you covered. The benefits of Dog Insurance are never ending. Some policies include:
The benefits of Dog are never ending, and will help you stay at peace of mind, without worrying about those unexpected bills.
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Accident only. Will cover your pet in the event of an accident, but won’t cover long-term illness. There may also be limits on the amount of time and money allowed for treatment.
Time Limited. Covers illnesses as well as accidents, but for a limited amount of time only. These policies may also come with a maximum pay-out.
Maximum Benefit. Covers illnesses and accidents up to a maximum amount per condition, but there’s no time limit on how long you can claim for. This can be useful if your pet experiences a chronic or persistent illness.
Lifetime. This is the most complete type of pet insurance available. It covers accidents, injuries or illnesses for the lifetime of your pet, subject to limits as advised in the policy. These policies can include extras such as dental cover and expenses for burial.
Unfortunately, there’s no NHS for animals. So if your pet gets ill, injured or has an accident, the vet bills will have to be paid out of your pocket. Pet insurance is designed to help cover these costs.
Policies can vary and can include optional extras. For instance, some insurance policies include cover should your pet go missing. This could be a one-off payment up to an agreed limit if your pet is not found, or it could cover any costs involved in advertising or a reward to help find your pet. Most policies can include third party liability, in the event your dog injures someone or causes an accident.
However, routine trips to the vet, such as for neutering and vaccinations, are unlikely to be covered by a pet insurance policy, nor will any pre-existing conditions if you switch to a different insurance provider.