Lets compare kitten insurance

Have a feline in your life can be a rewarding experience bringing a unique form of companionship and in a lot of cases this starts with getting a kitten.

They bring an adventurous, mischievous energy to a home and are cute as a button but they do bring responsibilities.

So why does a kitten makes a great pet?

  1. They are extremely cute although they although will develop into larger cats, are just so cute.
  2. Whilst they need a little more care in the first six months to year of their life, cats are extremely low maintenance pets. They don’t need to be walked, don’t require lots of space and are perfect for either large houses or small apartments.
  3. Great companion animals, this can be help lower your stress levels and improve your mental health. Who doesn’t want a cat curling up with them in the evening?
  4. They are independent. This means you can go about your life in the same way as before, they will happily entertain themselves.

When it comes to protecting your lovely kitten many cat owners consider taking out an insurance policy to help with costs should something unfortunate happen. There are several different cover levels from just protecting against an accident to policies for the duration of your cats life.

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What types of pet insurance are there?

Accident only. Will cover your pet in the event of an accident, but won’t cover long-term illness. There may also be limits on the amount of time and money allowed for treatment.

Time Limited. Covers illnesses as well as accidents, but for a limited amount of time only. These policies may also come with a maximum pay-out.

Maximum Benefit. Covers illnesses and accidents up to a maximum amount per condition, but there’s no time limit on how long you can claim for. This can be useful if your pet experiences a chronic or persistent illness.

Lifetime. This is the most complete type of pet insurance available. It covers accidents, injuries or illnesses for the lifetime of your pet, subject to limits as advised in the policy. These policies can include extras such as dental cover and expenses for burial.

How is your kitten covered?

Kitten insurance comes in many different forms and you need to check on the individual cover level you opt for and the insurance broker being chosen to know exactly what is and isn't covered. Typically the below are commonly parts of insurance for a kitten.

  1. Vet fees from any accidents your kitten suffers.
  2. Vet bills based on the pet health from illnesses or medical conditions
  3. Help with covering costs of finding your kitten should they go missing.
  4. Fees relating to euthanasia and the death of your kitten.

Kitten insurance is almost identical to the typical cat insurance policies, they work in exactly the same way. But by starting the insurance as early as possible, especially on the lifetime pet insurance policy type you are more likely to be able to cover any medical conditions as these will come up after the insurance starts and are therefore not considered pre existing conditions and then excluded from cover (depending on insurance broker). as long as you renew the cover