When purchasing a pet insurance policy, it’s important to consider whether you might need third party liability insurance for your dog. Liability insurance covers you in the event that your dog causes injuries to another person or another dog, or if they cause damage to someone else’s property or possessions. This cover can also help towards additional bills or legal expenses if a situation results in your needing to defend yourself in a legal case involving your dog.
The policy you choose will have its own approach towards third party liability insurance. Here are some things to consider when purchasing a policy:
- Most policies will not provide this cover if your dog has a history of aggression
- If your dog is classed as a ‘dangerous’ breed, their reputation means this type of insurance will be harder to find
- Third party liability cover might be an additional extra, so would not be covered as standard
- The policies covering third party liability are likely to be more expensive
Always check your policy documents or contact your insurance provider directly if you have any queries regarding third party liability insurance for dogs.